MONEY AS I SEE IT #30DaysOfNovember

By Damilola Iranloye

Sometimes money seems like that girl with so much class and poise. You do so much just to get her to notice you, you scheme, plot, psyche, cajole and eventually “the heavens” smile on you and she says yes, you blink your eye for just one moment and the next thing is that she sends you her wedding invitation to another guy (what the heck, you were with me some seconds ago)

The truth of the matter is, money is that girl that just cant help herself she’s got some attributes that she just can’t say no to even if she tried.

Value & financial intelligence are attributes that attract money. Unfortunately both are rarely taught within the “four walls” of a class. To make matters worse, the few guys that talk about financial intelligence make it seem impossible to attain with the “honorable Patrick” kinda words they use to communicate (ki la gbe ki le ju). I think the basics of financial intelligence are so simple to grab and if practiced well, would help in the process of money making. And yes before I go on saying anything, I hear a lot of people say “money is not everything” and use that as an excuse not to understand money (don’t beg me for my own later o), true money is not everything but I think it comes next after oxygen in importance ( just my thought though)

Back to financial intelligence. The basics are income, debts, expense, assets and liabilities

Income is what you make

Debts could be good or bad depending on the return

Expense is what you keep

Assets bring income

Liabilities bring expense

( I  just realized it forms IDEAL, kinda cool)

It sounds basic but at the end of the day I have come to realize that people only know one of the above, the income. I have been opportuned to speak to several groups of people in various capacities and it is staggering to realize that over 80% of people can’t tell their daily, weekly, monthly expense. How on earth can you make progress without knowing how much it costs you to live (before you yab anyone, do you know your weekly expenses?).

Going into depths about the other parts would just bore you to bits (and I don’t want to do that because josh would not allow me to write another post for his blog again, who no like better blog?). I feel the other parts about value is field related (basically saying I neva qualify to talk about that #endofdiscussion).

The Gap between the income and expense is where “the magic happens”. financial intelligence is not going to make you wealthy, but it would put you at the airport where the plane to wealth takes off. I hope everyone reading this post figures out this Gap and is able to use this money pocket to create more wealth because at the end of the day, it’s best to live life above money troubles, let’s make all we can, save all we can and ultimately give all we can, that girl called money must say “I DO”

(n.b if you like this post and I’m fortunate enough to meet you in person. Kindly buy me shawarma and fanta, #wink)

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